Monday, 22 October 2012
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Relief
My loan officer in Tampa just sent me a bunch of paperwork. I got spooked looking at the Good Faith Estimate, and asked him if we could do 5% down instead of 10% as I had originally offered. He said it should be no problem. That is a huge relief. There have been so many big expenses this year that I'm amazed that I've been able to stay afloat.
I spent a panicky 20 minutes just now searching old bank statements for evidence of the earnest money I paid at the beginning of June. I finally found the ATM withdrawal right at a page break, which is why I missed it the first hundred times I looked. Another relief.
The agent is tentatively scheduling the closing for November 15! If he can pull that off, it will be huge, because that's the day before I leave for Colombia. I'd be most grateful to have the house already in my possession when I bring Alicia and her son to the US at the end of November. It also would solve the problem of what to do with my cats while I'm gone: they could stay in the big screened back porch (lanai). I'll have to ask my future brother-in-law or niece to feed them and clean their litter.
Last night Alicia was rather stressed when I called, because she was looking over the bids for decorating our wedding venue. I come from a family of low-budget do-it-yourselfers, so this business of hiring people to decorate and cater feels unnatural to me. I was delighted to find that Alicia shares my outlook; she had been collecting bids on everything, but when it came down to dollars and cents (or pesos and centavos, although at 1,800 pesos per dollar, centavos are irrelevant), she hated to see us spend hundreds of dollars to have someone decorate for an event that only lasts a few hours.
So we went through the proposal and figured out that we can handle more than half of it ourselves, with the help of family. While we were talking, I searched online and purchased many of the items we needed for a fraction of what was in the bids (candles, tulle favor bags, Wish Tree tags). A lot of things are more expensive in Colombia than they are here. Thank God for Dollar Tree!
So the day of our wedding in Colombia, our plan is to have family members spend a little time doing creative things with candles and tulle and flowers to decorate the chapel and the big porch where we'll hold the wedding and reception. We will still farm out a few things like the cake, flower arrangements, and decorative lighting.
And there's going to be music, tons of music! It's going to be so much fun... I wish you could all be there.
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Comments (15)
Sounds like things are starting to all fall into place. You have a very exciting and new life waiting for you! :) I hope you post pictures of you trip to Columbia and of course it would be fantastic if you got possession before you left. It would be kind of fun to bring the key with you and show her.
@Foodhog - Thank you! Things are definitely looking good. It has been stressful having so many things in the air at the same time (visa, job transfer, house purchase, etc.), but so far they're coming together just right, one by one. The next big thing is to sell my current house.
That sounds so exciting. It is always best to buy things online and in the US as it is cheaper, even more than Canada. A friend of mine who married recently said the same thing, how she got the stuff through US as her BF was from there. In the end, it will be a beautiful day full of love and fun.
Oh Tim! Somehow I had no doubt that you and this lady would start off life together on the right foot and with similar thinking. It seems overwhelming but things will all work out and you will be home in your own place at the end of November with your new family. I'm looking forward to that!
Very exciting. You still have a lot of things in the air at the same time, but it's really coming together. I wish that you have continued luck!
just so cool. so excited for you. i'm sure the sale of your house will come through just fine.
Good news indeed! We did most of our wedding work ourselves and I think our friends and family appreciated the somewhat homespun community event it turned into. I can only wish for you that you have an event as lovely as ours turned out! If I were closer, I'd pitch right in!
I sincerely wish I could be there to share your happiness.
Soon you and your lovely bride will beliving in your new home and life will be full of peace and joy. It is all falling into place for you but sounds like soem things are being thrown in to give you soem anxiety. Rememebr to breathe.
Lots of stress and also things are happening that you will never forget. What is happening now is something like the basement of your future life together.
So long that there will be music ....and food and drink, everything will be great.I wish we could be there too, Tim. Love you!
I wish we could be there to celebrate with you both.
You done good saving money. :) felicitaciones!
End of November! Finalmente! Yay!!!!